Plain-English answers to the questions South Carolina buyers actually search. Written by Mike Certo, NMLS #260555.
SC property taxes
The 4% legal-residence vs 6% assessment ratio, why listing tax numbers mislead, and how to file for the 4% ratio with your county assessor.
Read the guide →SC down payment help
The real map of SC Housing's four programs — the year-round forgivable DPA, Palmetto Home Advantage's 3-4%, County First, and Palmetto Heroes.
Read the guide →SC closings
SC's attorney-supervised closing requirement: what the attorney does, what it adds to your costs, and how the timeline works.
Read the guide →Palmetto Heroes
$10,000 in forgivable DPA for public servants and Veterans — and why pre-approval before the annual opening is the only way to capture it.
Read the guide →